Cash Flow Index Tools
Free cash flow and financial health tools
No signup · No paywall · US small businesses
Explore All Tools ↓
Free · Small Business · US

Cash Flow &
Financial Health Tools

Free assessment tools for US small businesses. Find your cash flow gaps, model your runway, check your pricing, and benchmark your bookkeeping — no signup required.

Small business tools
SMB · 20 Questions
Cash Flow Health Check
20 questions across 5 dimensions — cash visibility, receivables, payables, reserves, and planning.
Open Tool →
SMB · Simulator
Cash Runway Simulator
How many months of runway do you have? Model your burn rate against your current cash position and find your break-even point.
Open Tool →
SMB · Assessor
Receivables Gap Finder
Find where your accounts receivable process is leaking cash — slow payers, missing follow-ups, and bad payment terms.
Open Tool →
SMB · Audit
Spend Audit
Review your business spending across 8 categories and find where cash is leaving unnecessarily.
Open Tool →
Additional tools
SMB · Calculator
Pricing Calculator
Am I charging enough? Calculate your true cost of delivery and find your minimum viable price point.
Open Tool →
SMB · Calculator
Break-Even Analyser
How many units or clients do you need to cover your costs? Find your break-even point in units and revenue.
Open Tool →
SMB · Calculator
Late Payment Impact
What is slow-paying clients actually costing you? Model the real cash and opportunity cost of payment delays.
Open Tool →
SMB · 15 Questions
Bookkeeping Readiness
Is your bookkeeping in good shape? 15-question check covering records, reconciliation, and tax-readiness.
Open Tool →
Mid-market tools
Mid-Market · Assessment
Cash Flow Assessment
Comprehensive cash flow health scoring for growing businesses — 5 dimensions, benchmarked outputs.
Open Tool →
Mid-Market · Analysis
Receivables Health
Accounts receivable health dashboard — identify overdue balances, collection risk, and DSO benchmarks.
Open Tool →
Mid-Market · Model
Working Capital Audit
Working capital ratio, cash conversion cycle, and liquidity benchmarking for mid-market businesses.
Open Tool →
Mid-Market · Model
Cash Runway Model
Monthly runway tracker with burn rate projection and scenario modelling for growth businesses.
Open Tool →
Reference
Reference
Cash Flow References
Frameworks, benchmarks, and data sources used across all Cash Flow Index Tools assessments.
Open Tool →