Privacy Policy

SMB Index Tools operates smbindextools.com, a free educational tool website for US business owners and financial professionals. We are not a financial advisory service, accounting firm, or registered investment adviser.

Tool inputs: Numbers you enter into our calculators are processed entirely in your browser. They are never transmitted to our servers, never logged, and never stored. We have no access to your financial data.

Contact form: If you use our contact form, we collect your name, email address, and message content. This is transmitted to our form processing service (Web3Forms) solely to deliver your message to us.

Analytics and advertising: We use Google Analytics to understand site usage (page views, session duration, referral source). We display Google AdSense advertisements, which may use cookies to serve relevant ads. See Google's privacy policy at policies.google.com. Some outbound links to third-party products may be affiliate links — if you buy through them, we may earn a commission at no additional cost to you.

We use cookies for Google Analytics (to understand site traffic) and Google AdSense (to serve advertising). You can disable cookies in your browser settings. Our tools function without cookies — no calculator functionality depends on cookie acceptance.

Contact form submissions are used solely to respond to your inquiry. Aggregate analytics data is used to understand which tools are most useful and improve the site. We do not sell personal data to third parties.

Under applicable US state privacy laws (including CCPA for California residents), you may request access to, correction of, or deletion of personal data we hold about you. Contact us via the contact form to make such a request. Because we do not collect tool input data, there is no financial data about you for us to produce or delete.

We may update this policy. The effective date at the top of this page will reflect the most recent revision. Continued use of the site constitutes acceptance of the revised policy.