Am I Charging
Enough?

Enter your costs and rate. Find out if your pricing actually covers your time, expenses, and the profit margin your business needs to be sustainable.

📊 Methodology: Based on standard contribution margin and gross margin accounting principles. Outputs are educational estimates — consult a CPA for detailed pricing strategy.

YOUR PRICING

How do you charge clients?

Your rate

Per hour / project / month depending on selection above

Hours spent per engagement (or per month)

For fixed projects, estimate total hours. For monthly, hours per month.

Target gross margin %

Service businesses typically target 40–60%. Products 25–50%.

YOUR COSTS PER ENGAGEMENT

Direct labour cost (your time, at your base cost)

What your time actually costs — salary equivalent, benefits, self-employment tax.

Materials, tools, or software costs

Overhead allocation (rent, utilities, admin — per engagement)

Divide monthly overhead by number of client engagements per month.

Other direct costs

Am I ChargingEnough?

Am I Charging
Enough?