Days Sales Outstanding (DSO) is one of the metrics SBA lenders use to assess business financial health. Calculate your DSO, efficiency ratio, and cash conversion opportunity with full industry benchmark context.
📐 Methodology: This tool applies the direct cash flow method used in , funded in part by the US Small Business Administration. All outputs are estimates based on your inputs and do not constitute financial advice. Consult a qualified accountant or financial advisor before making business decisions. Learn more about the methodology →
RECEIVABLES DATA
Gross accounts receivable outstanding
$
Revenue from invoiced sales (exclude cash sales)
$
$
$
$
$
TERMS AND CONTEXT
$
AR Aging Breakdown
DSO vs. Benchmarks (days)
Receivables Health Metrics
Cash Conversion Opportunity
Analysis and Recommendations
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