The working capital ratios SBA lenders use when evaluating business financial health. Current ratio, quick ratio, cash conversion cycle, and working capital as a percentage of revenue — calculated from your balance sheet inputs.
📐 Methodology: This tool applies the direct cash flow method used in , funded in part by the US Small Business Administration. All outputs are estimates based on your inputs and do not constitute financial advice. Consult a qualified accountant or financial advisor before making business decisions. Learn more about the methodology →