Enter your current cash position, monthly revenue, and expenses. Get your runway in months — and see exactly what happens under different scenarios. Based on the direct cash flow method used in SCORE's SBA-funded templates.
📐 Methodology: This tool applies the direct cash flow method used in , funded in part by the US Small Business Administration. All outputs are estimates based on your inputs and do not constitute financial advice. Consult a qualified accountant or financial advisor before making business decisions. Learn more about the methodology →
YOUR CURRENT POSITION
Checking + savings + money market. Not credit lines.
$
Cash actually received last 3 months, averaged
$
All cash out: payroll, rent, suppliers, software, loan payments
$
Growing, declining, or flat? Be conservative.
SCENARIO LEVERS
If you had to — what could realistically be cut?
New sales push, pricing increase, faster collections
Undrawn credit you could access if needed
$
A receivable you expect to collect, a deposit, tax refund
$
Runway Comparison
Monthly Cash Position — Base Case
Revenue vs. Expenses
Base Case — Monthly Detail
Scenario Comparison
What This Means
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