About

Real business tools.
No agenda. No cost.

SMB Index Tools is a growing collection of free, plain-English tools for US small and mid-market businesses — covering cash flow, AI readiness, and more. The goal is simple: help business owners look at their numbers clearly and make confident decisions, without a consultant, a signup, or a fee.

Why this exists

The most useful business guidance has always been locked behind expensive consultants and enterprise budgets. Top-tier consulting reports cost $50,000. Advisors bill $300/hour. Small and growing businesses get left out — not because their questions are simpler, but because nobody has packaged the answers affordably.

These tools are built on two decades of enterprise experience, translated out of jargon and into plain language. The frameworks that help large organisations make good decisions are not secret. They should be available to every business, regardless of size or budget.

What we stand for
1
Good guidance should not cost $50,000. The frameworks behind smart business decisions belong in the open, not behind a paywall.
2
Plain English is not dumbing it down. If a tool needs a specialist to understand, it is a bad tool. Clarity is the whole point.
3
Honest answers, not comfortable ones. If your numbers are weak or a decision is risky, these tools will say so.
4
Free, and honest about how we keep it free. The site is supported by advertising, and some recommended tools are affiliate links — if you buy through one, we may earn a commission at no extra cost to you. Recommendations are based on fit, never on who pays.

Questions or feedback?

We want to know if a tool helped — or if something did not make sense.

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