Free · No Signup · US Small Business

Business tools that
actually help.

Free, plain-English tools to help small and growing businesses see their numbers clearly and make confident decisions — no consultant, no signup, no cost.

Built on 20 years of enterprise experience, translated for businesses that don't have a consulting-firm budget.

Tool categories
💰
Live · 13 tools
Cash Flow Tools
Find your cash flow gaps, model your runway, check your pricing, audit your spend, and benchmark your bookkeeping.
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🛡️
Live · 9 tools
Cybersecurity Tools
Assess your security risk, score security vendors, estimate the real cost of a data breach, and check your compliance readiness.
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👥
Live · 13 tools
Hiring & HR Tools
Know your true cost-per-hire, score job descriptions, run the IRS employee-vs-contractor test, and check employer compliance.
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🛡
Live · 9 tools
Business Insurance Tools
Assess your coverage needs, find protection gaps, model your risk exposure, and estimate what the right coverage should cost.
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⚖️
Live · 6 topics
Legal Topic Navigator
Plain-English signposting for the six legal areas SMBs hit most — business structure, contracts, worker classification, employment, licences, and IP — pointing to official government resources.
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📣
Live · 5 tools
Marketing & Sales Tools
Find where you're losing customers — lead-gen gaps, wasted spend, a leaking sales pipeline, weak positioning, and low visibility.
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◈
Live · 8 tools
AI Readiness Tools
Check if your business is ready for AI, score vendors before you buy, calculate real ROI, and assess your tech readiness — small-business and mid-market versions.
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One place. Real guidance. No agenda.

Most useful business guidance is locked behind expensive consultants and enterprise budgets. SMB Index Tools changes that — structured frameworks and honest answers, free, for every business regardless of size. New tool categories are added as they're ready.